Partnering with a Broker is Easier Than You Think
Navigating employee benefits shouldn't be overwhelming. Our proven onboarding process ensures a smooth, guided experience when setting up a broker relationship for the first time, helping you build a strategy that supports your business and your team.
Your Onboarding Journey
A clear, step-by-step roadmap to upgrading your benefits strategy without disrupting your day-to-day operations.
Discovery & Strategy
We start by understanding your current benefits package, employee demographics, and business goals. We'll identify areas for improvement and potential tax savings.
Formalize Partnership (BOR/LOA)
Signing a Broker of Record (BOR) or Letter of Association (LOA) allows us to officially represent you, access your current policies, and negotiate with carriers on your behalf.
Market Analysis & Bidding
Our team takes your census data to the market, negotiating with top carriers to secure the best rates and coverage options tailored to your specific needs.
Plan Design & Selection
We present a comprehensive cost-benefit analysis, comparing your current plans with our proposed solutions, helping you make an informed, data-driven decision.
Employee Communication & Enrollment
We handle the entire rollout process. From drafting communication materials to hosting open enrollment meetings, we ensure your team understands their new benefits.
Ongoing Partnership
Our relationship doesn't end at enrollment. We provide year-round support, claim monitoring, compliance updates, and dedicated assistance for your HR team.
Ready to get started with PDX Benefits?
Join the businesses that have already upgraded their benefits strategy with PDX Benefits. Let us handle the heavy lifting while you focus on what you do best.
Understanding BOR & LOA
Formalizing our partnership is a simple but crucial step that allows us to work on your behalf.
Broker of Record (BOR)
A Broker of Record letter officially designates PDX Benefits as your representative to insurance carriers. It grants us the authority to negotiate rates, manage your policies, and access your plan information, allowing us to seamlessly take over the management of your existing benefits.
Complete BOR FormLetter of Association (LOA)
A Letter of Association is similar to a BOR but is often used in specific scenarios or with certain carriers to authorize us to gather quotes and information on your behalf without immediately replacing your current broker on existing policies.
Complete LOA FormThe True Value of a Broker
How PDX Benefits improves your business—it's about unlocking direct savings, freeing up your HR team, and eliminating hidden fees.