Company-Wide Savings Analysis
Enter employee participation and contribution assumptions to explore an estimated employer benefits tax savings scenario. Compare the inputs with your actual payroll and plan setup before using the result for planning.
Company Profile
Adjust the metrics below to match your organization.
50
75%
Industry average is typically 60–80%.
$250
Monthly pre-tax premiums for health, dental, vision, FSA, etc.
37
Participating Employees
$111,000
Total Annual Contributions
7.65%
Employer FICA Rate
Estimated Annual Impact
Employer FICA Savings
$8,492
Direct addition to your bottom line.
Employee Tax Savings
$32,912
More take-home pay for your team.
Total Value Created
$41,403
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Frequently Asked Questions
Everything you need to know about our benefit plans and tax savings.
What is a Section 125 Cafeteria Plan?
A Section 125 plan allows employees to pay for certain qualified expenses (like health insurance premiums) on a pre-tax basis, reducing their overall taxable income and increasing their take-home pay.
How does the employer save money?
Employers save by reducing their payroll taxes. Since employees' taxable income is lowered, the employer's matching FICA (Social Security and Medicare) tax contributions are also reduced.
How much do your services cost?
There are no setup costs or ongoing fees for my services. As a broker, I find the best plan that fits your needs and I am paid directly by the carriers.
Is this compliant with IRS regulations?
Yes, absolutely. Our plans are fully compliant with IRS Section 125 rules and regulations. We handle the necessary documentation, plan documents, and compliance testing.
How long does it take to implement?
Implementation typically takes 2-4 weeks, depending on the size of your organization and your current payroll setup. Our team guides you through every step of the process to ensure a smooth rollout.