Apps & Resources
Find employee benefits resources for comparing coverage, preparing for renewal, understanding benefit costs, and organizing questions for your adviser.
Interactive Calculators
Estimate tax savings, take-home pay, and benefit costs with live, interactive tools.
Company-Wide Savings
Calculate total employer FICA and tax savings from pre-tax benefit plans across your entire workforce.
Employee Take-Home
Show employees exactly how much more take-home pay they receive by participating in pre-tax benefits.
Benefit Breakdown
Analyze the tax impact and net cost of each individual benefit offering side by side.
Paid Leave Oregon Calculator
Estimate Paid Leave Oregon weekly benefits using the official 6-step formula with live inputs.
Planning & Strategy Tools
Plan renewals early, count down to open enrollment, and get instant answers from our AI assistant.
AI Benefits Assistant
Speak or chat with our 24/7 AI benefits expert to get instant answers to your complex questions.
Summer Planning & Renewal Checklist
Start your June–August renewal review early with our 100-day countdown checklist and seasonal strategy guide.
Group Benefits Custom Quote
Submit company information and employee census details to receive a multi-carrier proposal package.
2027 Marketplace Open Enrollment Guide
State-by-state open enrollment dates, platforms, and key 2027 changes for Oregon, Washington, California, and Michigan.
News & Market Updates
Stay current on Oregon marketplace changes, carrier transitions, and the proposed universal health plan.
Oregon Universal Health Plan & Tax Implications
How Oregon's proposed universal health plan and 10.1% income tax / 9.6% employer payroll tax could affect small businesses offering group coverage.
Vaccination & Coverage Guide
Navigate school vaccination requirements in Oregon and Washington and understand how your plan covers immunizations.
Consumer Protection Guides
Verify agents, understand your rights, and navigate appeals and fraud reporting.
Prior Authorization & Appeals Guide
Understand how prior authorization works, common denial reasons, and the step-by-step process to file a successful appeal.
Health Insurance Scam Warning Guide
Learn how to verify a legitimate agent, spot enrollment scams, and report suspected fraud with official state resources.
Oregon Health Insurance Guides
Focused resources for Portland employers, Oregon small businesses, self-employed workers, and individuals comparing plans.
Employee Benefits Broker Portland
Independent employee benefits broker in Portland, Oregon helping small and mid-sized employers with group health plans and Section 125 tax savings.
Small Business Health Insurance Oregon
Compare small business health insurance options in Oregon — group plans, level-funded, ICHRA, and Section 125 tax savings for employers with 2–100 employees.
Group Health Insurance Oregon
Compare group health insurance plans for Oregon employers — PPO, HMO, HDHP, and level-funded options from 10+ carriers.
Individual & Family Health Insurance Oregon
Compare individual and family health insurance in Oregon, navigate Explore Health, and check subsidy eligibility with broker support.
Self-Employed & 1099 Health Insurance Oregon
Health insurance for self-employed, freelancers, and 1099 contractors in Oregon — Nationwide self-funded plans, association health plans, and marketplace options.